Our Services

What we do

At The Consortium, we take a holistic approach to planning for both individuals and businesses. We consider every aspect of our clients’ lives so they have the right solutions in place—before they even need them

At The Consortium

We help business unlock growth

and secure their future. From streamlining costs to strengthening benefits and retirement plans, we deliver strategies that position companies to thrive today and build a legacy for tomorrow. Whether it’s access to capital, smarter structures, or succession planning, we make sure you have the tools to move confidently to the next level.



Wealth management

l

INDIVIDUAL PLANNING



Retirement Services



Business Solutions



Special Needs Planning

Services

Wealth Management

With greater wealth comes greater responsibility—and risk. You’ve worked hard to build your estate, but the next question is: how do you protect it, grow it, and ensure it’s passed on wisely? At The Consortium, we specialize in creating tailored solutions to meet the complex needs of our clients. From asset protection to tax-saving strategies, we help you manage, grow, and safeguard your wealth for generations to come. As we like to say, it’s better to build using other people’s dollars. While no one enjoys paying interest, we can show you strategies to “pay yourself” instead of the bank—turning a necessary cost into a wealth-building advantage.

401K
CORPORATE RETIREMENT PLANS
457
403B
ANNUITIES
RETIREMENT INCOME PLANNING
infinite banking

Services

Retirement Planning

There was a time when people spent 40 years with one company and retired with a secure pension. Today, the responsibility for retirement planning often falls on your shoulders. At The Consortium, we take that burden off your plate so you can focus on what matters most. By aligning your goals with your target retirement date, we design strategies that are portable, flexible, and adaptable to your risk tolerance as life evolves. We also collaborate with your CPA or attorney—and can connect you with trusted professionals from our own network if needed—ensuring your plan is both comprehensive and seamless.

401K PROPER ASSET ALLOCATION
ANNUTIES
INCOME MAXIMAZATION
DISTRIBUTION STRATAGIES

Services

INDIVIDUAL PLANNING

Individual planning is rarely just about you—there’s almost always someone who depends on you. What if an unexpected illness or accident kept you from working tomorrow? Who would be affected, and who would you have to lean on? At The Consortium, we help protect you and your loved ones from those “what ifs” so you don’t have to rely on others. Beyond protection, our individual planning also helps you turn your goals into reality. Through the right foundation and execution, we guide you in building, preserving, and growing wealth—so you can live your dreams with confidence.

DISABILITY
LIFE INSURANCE
ANNUITIES
HEALTH INSURANCE
VOLUNTARY BENEFITS
MAXIMIZATION OF RETIREMENT
LONG TERM CARE
EDUCATION FUNDING
ESTATE, GIFT AND TRUST STRATEGIES
WEALTH TRANSFER

Services

Special Needs Planning

One of the most often overlooked areas of financial strategy is special needs planning. When you have a child with special needs, there are additional risks and considerations surrounding their long-term stability and financial security. At The Consortium, we partner with special needs attorneys and state resources to ensure your child is cared for if something happens to you or their primary caregiver. Our goal is to protect your assets and preserve your legacy for all your descendants—without ever compromising the care and support your special needs child requires.

TRUST PLANNING
SECURED LEGACY
BENEFITS COORDINATION
TRUST OWNED LIFE INSURANCE
COLLEGE PLANNING
GUARDIANSHIP ALTERNATIVES
CONTINUED SUPPORT
RETIREMENT YEARS

Services

Business Solutions

Owning a business is like having another family and an extended family. It can be overwhelming and daunting. You are not only responsible for yourself, your business, and your family, but you’re also responsible for your employees and their family. Here at The Consortium, we help you navigate those waters with our abundant and diverse courses of action. While keeping your budget and risk tolerance in mind. We also evolve our plans to change and grow with you and your business.

VOLUNTARY BENEFITS
STRESS TEST
FEE BENCHMARKS ADJUSTMENTS
HEALTH INSURANCE
BUY/SELL
KEY MAN
401K PLAN DESIGN AND IMPLEMENTATION
GOLDEN HANDCUFFS

BUSINESS SUCCESSION PLANNING
TAX STRATEGIES
DENTAL, VISION AND HEARING
STUDENT LOAN AND REPAYMENT
COLLEGE SAVINGS PROGRAMS
EXECUTIVE BENEFITS
RECRUIT, REWARD AND RETENTION
BUSINESS OVERHEAD EXPENSE

The Consortium

a multi-faceted firm with agents, and advisors all over the U.S.

The Consortium is a multi-faceted firm with agents, and advisors all over the U.S. Just as our name implies, we work with experts in every area that influence your personal wealth and/or business growth.